Diversified Portfolios

Maryland Investment & Financial Advisor

We employ a rigorous screening process focused on several quantitative factors, such as consistent, year-over-year performance relative to market indices, top-quartile performance relative to peers, and risk-adjusted return. At Geier Asset Management, we dedicate ourselves to navigating these investment opportunities and creating distinct strategies that we believe are most advantageous to you. Through our diversified portfolio models, developed by our investment committee, we are able to offer a collection of strategies for your investments. The models cover the full spectrum of asset classes and market sectors through the use of mutual funds, ETFs, and individual stocks and bonds.

What is a Diversified Portfolio?

Portfolio diversification is a risk management strategy that aims to reduce the overall risk of your investment planning by combining a wide range of assets. By diversifying your portfolio, you can lower the volatility of your investment performance, since not all asset categories, industries, or stocks will be affected to the same degree at the same time. Put simply, because your investment is spread out over a number of different industries and companies, portfolio diversification is a great way to minimize specific risks.

OUR DIVERSIFIED PORTFOLIO SELECTION PROCESS

The selection criterion for our diversified portfolios is rigorous—consistent, year-over-year performance relative to market indices, top-quartile performance relative to peers, and risk-adjusted return are a few of the quantitative factors that we focus on during our diligent screening process. Qualitative metrics such as investment strategy, management tenure, breadth of analyst team, and overall corporate culture are also accounted for in our research.

Our due diligence process is centered around locating the most effective fund managers, public companies, or specific asset classes or sectors that will contribute to outperformance in all market cycles. The diversified models combine both active and passive investment techniques, providing you with a well-rounded portfolio. Investing can become overwhelming and complex but, if handled properly, will be paramount in crafting your financial future. Use our investment team, strategic portfolios, and expertise to proactively grow the wealth you’ve worked so hard to accumulate.

OUR DIVERSIFICATION STRATEGIES

We operate seven portfolios in-house, designed and directed by our investment committee. The portfolios offer clients a broad range of options that satisfy all types of investors, ranging from conservative to ultra-aggressive. Our investment advisors work with you to determine your risk profile and long-term objectives; subsequently, your portfolio will be allocated amongst the appropriate portfolios that align with your goals.

Diversified Aggressive Growth Model

Our Diversified Aggressive Growth model seeks aggressive portfolio growth by investing in domestic and international equities. This model is weighted toward small capitalized companies that demonstrate strong growth and value potential in domestic, international, and emerging markets. Expect the following with this model:

Diversified Growth Model

The Diversified Growth model seeks strong growth of the portfolio by investing in equities. This model is weighted entirely to the U.S. markets and is diversified among large, medium, and small cap companies. Although it tends to be weighted toward larger and more established companies, most sectors and asset classes are represented. Expect the following with this model:

Diversified International Model

The Diversified International model seeks strong growth of the portfolio by investing in equities. This model is weighted entirely to the international markets and is diversified among large, medium, and small-cap companies in both developed and emerging market economies. Although it tends to be weighted more heavily toward larger global companies, we seek to capitalize on the potential of long-term growth in emerging countries. Expect the following with this model:

Diversified Balanced Model

Our Diversified Balanced model targets moderate growth through a balanced mix of equity and fixed-income investments. This portfolio is highly diversified among all sectors of equities and all grades of bonds, both domestic and international. It is typically a core portfolio for most of our clients. Expect the following with this model:

Flexible Balanced Model

The Flexible Balanced model seeks to achieve consistent, long-term growth, balanced by current income, but with an emphasis on limiting volatility. This is accomplished through the model’s active management approach and design. Through the use of ETFs, which complement its core holdings, this model has the flexibility to quickly respond to changing environments. This diversified portfolio is comprised of alternative funds, multi-strategy bond funds, and long-only investments.

The liquid alternatives, consisting of market neutral and long/short mutual funds, strongly contribute to the reduced volatility of the portfolio. Domestic and international equity and fixed-income holdings comprise the remainder of this model. We seek to have this model as a complementary holding to the core of your portfolio in an effort to reduce the overall volatility. Expect the following with this model:

Flexible Equity Income Model

The Flexible Equity Income model seeks to achieve both long-term capital appreciation and income. This is accomplished through investing primarily in fund managers who focus on companies with free cash flow and dividend growth. This model is comprised of large-cap domestic and international securities with a value orientation. It may also diversify its holdings with a smaller allocation to both REITs and fixed-income instruments. Expect the following with this model:

Quantitative Equity Model

The quantitative equity strategy seeks to discover undervalued equity positions immediately upon the release of quarterly earnings of mid and large-cap domestic companies. Prior to the public release of corporate earnings (usually 4-6 weeks after the quarter ends), the investment committee of GAM utilizes a top-down approach to determine a group of industries with short term upside.

Quantitative regression analysis is conducted on the targeted industries, compiling a comprehensive list of undervalued companies. Additional fundamental and technical research is performed on all undervalued securities to condense our findings into a 25-35 position stock portfolio. Expect the following with this model:

Contact Geier Asset Management’s Investment Advisors in Howard County, Maryland

If you are interested in learning more, contact Geier Asset Management’s investment advisors to see what our team can do for you. Our diversified model portfolios serve as the core of our investment offerings. We are based in Howard County, Maryland.

Click here to read more about our Investment Advisory Services.

Discuss your investment plans with one of our advisors today by calling (410) 824-1853 or contacting us online

 

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Who We are


Meet our dedicated and experienced team at Geier Asset Management. We handle tax planning, investment management, financial planning, and retirement plan services for clients nationwide.
Joseph N. Geier, CPA

President/Client Manager
Brian Woods

Vice President/Client Manager
Gregory Palacorolla, CFP®

Director, Wealth Management
Daniel Mules, CPA

Client Manager
Brendan Winkler, CPA

Portfolio Accountant
Deborah Kresslein

Portfolio Administrator
Julie Keller

Executive Assistant