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Frequently Asked Questions About Working With Geier Asset Management

Is there a fee for an initial meeting?

No, there is no fee for an initial meeting. We look forward to discussing your goals and aspirations and helping you to determine if Geier Asset Management is the best fit for you.

Are your services “fee-based”?

Geier Asset Management’s fee structure is based on the services provided.

Fee Structure for Investment Management Services

For our Investment Management services, our fees are asset-based. We do not charge commissions or earn more money when trades are placed in a client’s account. We never charge loads on mutual funds obtained through us. Our fees are calculated on the total value of your assets under management and only increase as your account grows. This puts our loyalties in line with yours.

Fee Structure for Financial Planning & Tax Services

The fees for our financial planning and tax services are usually calculated on an hourly basis and depend on the complexity of the situation. Certain other financial products such as insurance and annuities can be obtained through us. One or more of Geier Asset Management’s affiliated persons are licensed to provide annuities, life, and health insurance. If a client purchases these products, Geier or the affiliated person will receive the normal commission.

How often will Geier Asset Management meet with a client to review their portfolio?

The Client Manager assigned to your account will review your portfolio at least once a quarter, usually upon generation of our quarterly reports. More frequent or interim reviews can be requested by you at any time.

In all cases, you will receive regular account statements from those companies where investments are held. Clients in our Investment Management Program may receive quarterly reports from us that are generated by our Portfolio Management software.

You also may receive a Confirmation Notice of every trade made in your account, on a per transaction or quarterly basis, depending on your instructions to us.

Accessing Reports through Our Client Vault

In addition, all client reports are available through our Client Vault and can be accessed at any time from a computer. The specific reports you receive depend on the arrangement and services agreed upon by Geier Asset Management and you.

Does your company hold my money?

No, Geier Asset Management does not hold custody over client assets. Most of our asset-based accounts are held at Fidelity Institutional Wealth Services (FIWS), a leading provider of trading, custody, and brokerage services to Registered Investment Advisors, Trust Institutions, and Third Party Administrators.

FIWS is able to leverage the capital, resources, and expertise of the Fidelity organization, one of the world’s largest financial services companies, on behalf of its clients. This includes access to:

  • A comprehensive set of products and services
  • Innovative investment tools and research
  • An integrated brokerage and trust platform
  • Dedicated client service professionals

All of these features are designed to help its clients thrive by growing their businesses, more effectively meeting customer needs, and enhancing operational efficiency and profitability. For certain other accounts, Geier Asset Management may utilize other brokers or agents to obtain specialized or beneficial investment products that may or may not be offered through the Fidelity IWS platform. We select these brokers or agents based on their expertise, experience, professionalism, favorable execution, and costs.

Do you have an investment committee?

Yes. Our investment committee meets to review the current investment environment and determine if any changes need to be made to our strategies.

Our Top-Down Approach

We use a fundamental, top-down approach to our discussions, considering:

  • Economic conditions
  • Earnings
  • Industry outlook
  • Politics (as it relates to the investment)
  • Historical data
  • Price-earnings ratios
  • Dividends
  • General level of interest rates
  • Company management
  • Tax benefits

We also use technical analysis, chart analysis, cycle analysis and regression analysis to determine such factors as price and volume action, momentum, direction, and relative strength.

Our Investment Committee dictates the strategy of our model portfolios and provides the framework for client portfolio allocations.

What does open architecture mean when you describe your platform?

Open architecture means that we can provide investment choices to you from a broad range of offerings. As a Registered Investment Advisor (RIA) firm, we offer a unique value proposition to clients through our independence in that we are not limited to proprietary product.

We are not tied to one provider and do not have any incentive to recommend one alternative over another. Our advice is based on the suitability of any investment to your goals and the likelihood of adding value.

Does Geier Asset Management have access to separate account managers and Private Equity investments?

Yes, we have selected an array of separate account managers (third party advisors) who have demonstrated an expertise in obtaining investment success in very specific asset classes. In certain cases, the separate account manager’s investment philosophy and strategy will add value with respect to achieving the client’s investment objectives.

Our separate account managers serve as a complement to the core portfolios the Geier Asset Management’s investment committee manages.

Private Equity investments are available to our ultra-risky investors who seek investments uncorrelated to traditional asset classes such as stocks and bonds, with the expectation the increased risk will generate outsized returns.

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Who We are

Meet our dedicated and experienced team at Geier Asset Management. We handle tax planning, investment management, financial planning, and retirement plan services for clients nationwide.
Joseph N. Geier, CPA

President/Client Manager
Brian Woods

Vice President/Client Manager
Gregory Palacorolla, CFP®

Director, Wealth Management
Daniel Mules, CPA

Client Manager
Brendan Winkler, CPA

Portfolio Accountant
Deborah Kresslein

Portfolio Administrator
Julie Keller

Executive Assistant