Geier Asset Management is a fee-only advisor near Columbia, Maryland. We take our fiduciary duty seriously—putting our client’s interest first at all times. We make sure our investment advice is reasonable, objective, and suitable for the client’s needs, goals, and circumstances.
Geier has qualified and experienced Columbia financial advisors that can guide you throughout your career and into retirement. With a staff equipped with numerous Certified Financial Planners™ and Certified Public Accountants, Geier can assist in a variety of financial planning areas, including fee-only financial advising.
To speak with one of our fee-only financial planning advisors about our financial planning services in Columbia, MD, call us today at (410) 824-1853 or contact us online.
All of the investments for our Columbia area clients are offered via fee-only. We do not accept performance fees or commissions. Our fees are charged as a percentage of the total portfolio.
At Geier Asset Management, we take our fiduciary duty seriously. We put our client’s interest first at all times. We also make sure our financial planning and investment advice is reasonable, objective, and suitable for the client’s needs, goals, and circumstances. We are loyal to our clients and deal with them fairly. Our “client-first” culture has enabled us to form many long lasting and trusting relationships throughout Columbia, MD over many years.
A fee-only financial advisor acts with their client’s best interest in mind and does not accept any fees or compensation based on product or stock sales. At Geier Asset Management, our fee-only financial planners provide comprehensive investment advice and premier services.
Contact a fee-only financial advisor at Geier Asset Management in Columbia today!
Fee-only financial advisors are important because each recommendation and advice from a financial planner is objective and, in the client’s, best interest.
Advisor compensation through the use of a total fee puts the interests of the client and the advisor in alignment. As the portfolio increases in value, both the client and advisor benefit. Also, if the portfolio value goes down, the advisor makes less money. This is in stark contrast to a broker who can make more money based on a greater number of transactions executed. Brokers are, in effect, compensated for selling. Advisors are compensated for giving sound advice.
Make sure you understand the difference between a stockbroker and investment advisor. If you don’t already know, ask your investment provider how they are registered and who they represent. Be assertive in questioning what costs will be involved throughout the course of your relationship.
A small number of clients have requested that we provide insurance products that are only available with commission compensation. In these cases, Geier Asset Management does receive the normal commission, as the Geier representative is acting as an insurance agent.
All commissions are disclosed to the client up front so that there is no conflict of interest involved. Because insurance is a small ancillary part of our revenue that is offered as part of our financial planning process, we have no incentive to “sell” insurance. It is available as a convenience for our clients.
Yes—Geier Asset Management is a fee-only advisor located in Columbia, Maryland. When it comes to investments, Geier Asset Management has formed a relationship with Fidelity Investments, one of the largest and widely respected providers of investment products. All of our investment offerings from Fidelity are obtained at minimal transaction costs to the client and there are no commissions involved. Any transaction costs are charged by the investment product fund company—Geier Asset Management does not receive any compensation from any transaction fees or commissions.
We have been planning for our client’s futures for the past 15 years. Whether you are beginning your career, building a family, or approaching retirement, we have the knowledge and experience to lead you in the right direction. If you are struggling to stay on budget, want to establish a college fund, or are just eager to retire, our financial planning team can help. Our fee-only financial planning services provide you with well-informed financial advice and contribute to bringing stability to your finances.
Making wise financial decisions now will result in a better life for your family in the future. We have the experience, training, and ability to listen to your needs, devise a successful plan and coach you to your goals. Let us help manage your wealth effectively, so your future is clear and your financial dreams are attainable.
If you are looking for an independent, trustworthy Columbia fee-only financial advisor, look no further than Geier Asset Management.
Call us today at (410) 824-1853 or contact us online to speak with an experienced financial planner in Columbia.