Geier Asset Management is a fee-only financial planner located near Ellicott City, Maryland. We put each client’s interest first at all times and take our fiduciary responsibility seriously. Our investment advice is reasonable, objective, and suitable for the client’s needs, goals, and circumstances.
To speak with one of our fee-only financial advisors in Ellicott City, contact us today.
When it comes to investments, Geier Asset Management has a relationship with Fidelity Investments, one of the largest and widely respected providers of investment products. All of our investment offerings from Fidelity are obtained at minimal transaction costs to the client. There are no commissions involved. Any transaction costs are charged by the investment product fund company—Geier Asset Management does not receive any compensation from any transaction fees or commissions.
All of the investments for our Ellicott City area clients are offered via fee-only. We do not accept performance fees or commissions. Our fees are charged as a percentage of the total portfolio.
Geier Asset Management puts our client’s interest first at all times. Our “client-first” culture has enabled us to form many long-lasting and trusting relationships over the many years.
Geier Asset Management upholds the standards of a fee-only financial advisor by providing all financial advice with the client’s best interests in mind. We do not accept any fees or compensation from stock or product sales. Our fee-only financial services provide you with sound investment advice for years to come.
Contact a fee-only financial advisor at Geier Asset Management in Ellicott City today!
Advisor compensation through the use of a total fee puts the interests of the client and the advisor in alignment. As the portfolio increases in value, both the client and advisor benefit. Also, if the portfolio value goes down, the advisor makes less money. This is in stark contrast to a broker who can make more money based on a greater number of transactions executed. Brokers are, in effect, compensated for selling. Advisors are compensated for giving sound advice.
Make sure you understand the difference between a stockbroker and investment advisor. If you don’t already know, ask your investment provider how they are registered and who they represent. Be assertive in questioning what costs will be involved throughout the course of your relationship.
A small number of clients have requested that we provide insurance products that are only available with commission compensation. In these cases, Geier Asset Management does receive the normal commission, as the Geier representative is acting as an insurance agent. All commissions are disclosed to the client up front so that there is no conflict of interest involved. Because insurance is a small ancillary part of our revenue that is offered as part of our financial planning process, we have no incentive to “sell” insurance. It is available as a convenience for our clients.
Geier Asset Management has been planning clients’ futures for the past 15 years. We have the experience and knowledge to help you stay on budget, prepare for college, plan for retirement, or any other financial planning you may need.
Strategically planning your finances will benefit you and your family for years to come. Geier Asset Management will manager your wealth effectively.
Contact us today for fee-only financial advice with an experienced financial advisor in Ellicott City.