2019 Year-End Financial Checklist | Fee Only Financial Planner Maryland

As 2020 creeps closer, many of us are filled with the desire to get organized, tie up loose ends and create concrete goals for the ...

Pros & Cons of Working During Retirement

Many people plan to work to some degree during retirement. Perhaps because they want or need the income to cover expenses or maybe they just ...

How Much Money Will I Need in Retirement? | Retirement Planning in Maryland

According to the 2019 Retirement Confidence Survey, of 2,700 Americans 25 and older from the Employee Benefit Research Institute (EBRI), 40% of workers said they have less than $25,000 ...

Primary Pillars of Investing | Asset Allocation, Diversification, Rebalancing

Investopedia says, “Investing is the act of allocating funds to an asset or committing capital to an endeavor (a business, project, real estate, etc.), with ...

Catch-Up Contributions Explained | Retirement Planning Services

According to a Transamerica Center study, only 52% of workers know about catch-up contributions. If you are behind on your retirement savings goal and age ...

Financial Rules of Thumb | Geier Asset Management

Written by Gregory Palacorolla, CFP ® We live in a fast-paced world with unforgiving schedules and unfortunately, limited time for deep dive analysis when it ...

Elder Financial Abuse: Ways You Can Protect Your Loved Ones

Did you know that every month one in 10 older adults experience some form of abuse? Only one in 24 cases of elder abuse are ...

Is There a Magic Age for Claiming Social Security & Maximizing Benefits?

In 2017, U.S. retirees received an average of $1,404/month in Social Security benefits. For many Americans, Social Security benefits are the mainstay of their retirement ...

The QCD (Qualified Charitable Distribution): A New Way to Donate Worth Exploring

What Is a QCD (Qualified Charitable Distribution)? This is a new, effective strategy for those investors age 70 ½ or older subject to RMD’s (required ...