Primary Pillars of Investing | Asset Allocation, Diversification, Rebalancing

Investopedia says, “Investing is the act of allocating funds to an asset or committing capital to an endeavor (a business, project, real estate, etc.), with ...

Catch-Up Contributions Explained | Retirement Planning Services

According to a Transamerica Center study, only 52% of workers know about catch-up contributions. If you are behind on your retirement savings goal and age ...

Financial Rules of Thumb | Geier Asset Management

Written by Gregory Palacorolla, CFP ® We live in a fast-paced world with unforgiving schedules and unfortunately, limited time for deep dive analysis when it ...

Elder Financial Abuse: Ways You Can Protect Your Loved Ones

Did you know that every month one in 10 older adults experience some form of abuse? Only one in 24 cases of elder abuse are ...

Is There a Magic Age for Claiming Social Security & Maximizing Benefits?

In 2017, U.S. retirees received an average of $1,404/month in Social Security benefits. For many Americans, Social Security benefits are the mainstay of their retirement ...

The QCD (Qualified Charitable Distribution): A New Way to Donate Worth Exploring

What Is a QCD (Qualified Charitable Distribution)? This is a new, effective strategy for those investors age 70 ½ or older subject to RMD’s (required ...

What is the difference between a financial advisor and broker?

One question we are frequently asked to explain is the difference between our registered investment advisor firm and a brokerage firm.  The main distinction is ...

Section 529 Plan Maryland | Tax Benefits & College Savings Accounts

One of, if not the largest expense that parents face, is putting their children through college. Between the cost of tuition, room and board, books, ...

Purchasing Power Risk & Your Retirement | Maryland Retirement Plan Services

One of our requirements as Certified Financial Planners® in helping our clients attain and sustain a comfortable retirement is to assess the many risks that ...