Financial Rules of Thumb | Geier Asset Management

Written by Gregory Palacorolla, CFP ® We live in a fast-paced world with unforgiving schedules and unfortunately, limited time for deep dive analysis when it ...

Elder Financial Abuse: Ways You Can Protect Your Loved Ones

Did you know that every month one in 10 older adults experience some form of abuse? Only one in 24 cases of elder abuse are ...

Is There a Magic Age for Claiming Social Security & Maximizing Benefits?

In 2017, U.S. retirees received an average of $1,404/month in Social Security benefits. For many Americans, Social Security benefits are the mainstay of their retirement ...

The QCD (Qualified Charitable Distribution): A New Way to Donate Worth Exploring

What Is a QCD (Qualified Charitable Distribution)? This is a new, effective strategy for those investors age 70 ½ or older subject to RMD’s (required ...

What is the difference between a financial advisor and broker?

One question we are frequently asked to explain is the difference between our registered investment advisor firm and a brokerage firm.  The main distinction is ...

Section 529 Plan Maryland | Tax Benefits & College Savings Accounts

One of, if not the largest expense that parents face, is putting their children through college. Between the cost of tuition, room and board, books, ...

Purchasing Power Risk & Your Retirement | Maryland Retirement Plan Services

One of our requirements as Certified Financial Planners® in helping our clients attain and sustain a comfortable retirement is to assess the many risks that ...

Does Your 401k Have a Designated Roth Option? | Geier Asset Management

If you have not already done so, now is a great time of the year to review your current company 401k plan elections. Although most ...

Contributing to a Roth IRA | Retirement Planning | Maryland (MD)

An individual retirement account (IRA) allows individuals to have tax free growth, customized investment choices, and the ability to directly rollover old 401(k)’s. Tax free ...