How the FICO Credit Scores are Changing and What You Can Do about It

Fair Isaac recently announced a big change in how it determines its FICO credit scores.  The new FICO 10 and FICO 10 T are making ...

Steps to Help Your Children Grandchildren’s Financial Future

Consider a ROTH IRA Most people don’t equate ROTH IRAs with kids, but they make ideal investment vehicles for them. They are best suited for ...

Pre Retirees & Retirees Pay Attention to These Dates in 2020.

There is a constant that all pre-retirees and retirees have in common: planning is crucial to financial success and being prepared pays dividends. JANUARY Begin ...

How to Stick to Your 2020 Financial Resolutions

As the ball dropped and 2020 rained down on us, our minds shifted from where we’ve been to where we are heading. Many of us ...

10 Ways the Secure Act Can Impact Retirement

The Setting Every Community Up for Retirement Act (SECURE ACT) was approved by the Senate on December 19, 2019, and signed into law by President ...

Top Holiday Scams

The holidays are a busy time of year. We rush around trying to get last-minute gifts, our brains are overloaded with to-do lists, and time ...

6 Ways to Pay Down Debt

Debt is a nemesis to many, as evidenced by the fact that America’s total debt tops $21 trillion with roughly $4 trillion allocated to consumer ...

6 Ways to Retire Without a Mortgage

Make Extra Mortgage Payments A little goes a long way when you take the long-term view. Applying extra money toward your principal every month can ...

2019 Year-End Financial Checklist | Fee Only Financial Planner Maryland

As 2020 creeps closer, many of us are filled with the desire to get organized, tie up loose ends and create concrete goals for the ...