What is the difference between a financial advisor and broker?

One question we are frequently asked to explain is the difference between our registered investment advisor firm and a brokerage firm.  The main distinction is ...

Section 529 Plan Maryland | Tax Benefits & College Savings Accounts

One of, if not the largest expense that parents face, is putting their children through college. Between the cost of tuition, room and board, books, ...

Purchasing Power Risk & Your Retirement | Maryland Retirement Plan Services

One of our requirements as Certified Financial Planners® in helping our clients attain and sustain a comfortable retirement is to assess the many risks that ...

Does Your 401k Have a Designated Roth Option? | Geier Asset Management

If you have not already done so, now is a great time of the year to review your current company 401k plan elections. Although most ...

Contributing to a Roth IRA | Retirement Planning | Maryland (MD)

An individual retirement account (IRA) allows individuals to have tax free growth, customized investment choices, and the ability to directly rollover old 401(k)’s. Tax free ...

Tips on TIPS (Treasury Inflation Protected Securities) | Investment Advisory

A popular investment mantra heard on Wall Street is “Don’t fight the Fed.” What this means is that investors should align their portfolio strategies to ...

Impact of Inflation on Retirement Planning | Accounting for Inflation in Retirement Savings

When most people think about inflation, they tend to visualize rapidly increasing prices. Many have experienced the real inflation or rising cost of medical bills, ...

Municipal Bond Ladders | Muni Bonds | Investment Tips for Retirement Savings

Two of the biggest concerns investor’s face are rising interest rates and taxes owed on their portfolio.  Conservative investors, who typically have a higher allocation ...

Identity Theft & Financial Planning | Financial Security Risks

Identity theft has become one of the most prolific and damaging crimes within the last decade. The tremendous benefits of technology for increasing productivity through ...